Current Trends in Science and Technology

an Open Access Publication ISSN: 0976-9730 | 0976-9498

Management and Economics

A Pragmatic Study of Non Performing Assets: An Indian Perspective

Barinder Singh
Assistant Professorin Economics,Khalsa college,Patiala.(Punjab)
Online First: August 13, 2017
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The banking sector of India has been badly suffering from the problem of raising Non-Performing Assets (NPAs). The burden of NPAs has a direct impact on profitability of banks, net-worth of banks and also grind down the value of the asset. The recommendations of Narasimham committee on banking sector reforms suggesting some steps that have been taken to resolve the problem of NPAs in the accounts of the banks.There has been hardly any regularassessmentand polices framework that will assist to tackling this problem. A high percentage of NPAs symbolise highchance of a large number of credit defaults that affect the liquidity,profitability and survival of banks. In fact high level of NPAs adversely affect the growth of industry and trade and economic growth. So it becomes essential f to cut-down NPAs to improve the financial situation ofthe Indian banking system .This paper deals to understand NPA, its magnitude and the status and trend of NPAs in Indian banks and to give suitable suggestion to overcome the mentioned problem.

Aug 24, 2017
Aug 13, 2017
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